{"id":266,"date":"2019-01-13T04:13:42","date_gmt":"2019-01-13T04:13:42","guid":{"rendered":"http:\/\/forefrontnews.cn\/finance2news\/?p=266"},"modified":"2019-01-13T04:13:42","modified_gmt":"2019-01-13T04:13:42","slug":"is-it-worth-it-sally-hamilton-on-the-santander-digital-advice-service","status":"publish","type":"post","link":"http:\/\/forefrontnews.cn\/?p=266","title":{"rendered":"Is it worth it?\u00a0Sally Hamilton on the Santander digital advice service"},"content":{"rendered":"<p class=\"mol-para-with-font\">Many people fancy dabbling in the stock market, but feel they are not wealthy enough or are too nervous to take the DIY approach. Others are anxious about the cost of professional advice.<\/p>\n<p class=\"mol-para-with-font\">High street bank Santander has just launched Digital Investment Adviser, a robo-advice service aimed at removing these worries.<\/p>\n<p class=\"mol-para-with-font\">For a minimum investment of \u00a3500 \u2013 and a maximum \u00a320,000 \u2013 customers get the same kind of regulated financial advice normally dispensed by a human adviser. Alternatively, they can invest \u00a3100 initially, plus \u00a320 a month.<\/p>\n<p>    <img decoding=\"async\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/yt234vugmno.jpg\" \/><\/p>\n<p>    <img decoding=\"async\" id=\"i-3118b9e36f51f0fb\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/yt234vugmno.jpg\" \/><\/p>\n<p class=\"imageCaption\">New venture: Santander has just launched Digital Investment Adviser<\/p>\n<p class=\"mol-para-with-font\">The robo-service uses the answers given to a series of online questions to establish a customer\u2019s attitude to risk and their financial aims.\u00a0<\/p>\n<p class=\"mol-para-with-font\">It then provides the appropriate investment option \u2013 which is one of four Santander funds made up of a mixture of equities and bonds.<\/p>\n<h2>RELATED ARTICLES<\/h2>\n<p>        Previous<br \/>\n        1<br \/>\n        Next<\/p>\n<p>  <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/hehoniufmig.jpg\" width=\"62\" height=\"60\" \/><br \/>\n  The robo-adviser goes old school! Nutmeg adds investment&#8230;<\/p>\n<p>  <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/do5dtukpblw.jpg\" width=\"62\" height=\"60\" \/><br \/>\n  Check your investments too often? You could be barred from a&#8230;<\/p>\n<p>  <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/oq05j53fr1m.jpg\" width=\"62\" height=\"60\" \/><br \/>\n  Got \u00a320 to invest? Santander is the latest high street bank&#8230;<\/p>\n<p>  <img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/forefrontnews.cn\/finance2news\/wp-content\/uploads\/1221\/g32wjq44qwq.jpg\" width=\"62\" height=\"60\" \/><br \/>\n  Can you trust a mortgage robot? What online brokers do and&#8230;<\/p>\n<h2>Share this article<\/h2>\n<p>      Share<\/p>\n<h2>\n      HOW THIS IS MONEY CAN HELP<br \/>\n    <\/h2>\n<p>          How to choose the best (and cheapest) DIY investing Isa &#8211; and our pick of the platforms<\/p>\n<p class=\"mol-para-with-font\">The higher the risk an individual is prepared to take, the more equity exposure. Conversely, the lower the risk profile the larger the proportion of bonds.\u00a0<\/p>\n<p class=\"mol-para-with-font\">If acted upon, the advice costs a flat \u00a320 with fund charges and fees of roughly 0.8 per cent a year.<\/p>\n<p class=\"mol-para-with-font\">VERDICT: The service is simple \u2013 even fun \u2013 to use. It is reassuring the advice is regulated. But it is best for beginners and fund choice is limited.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people fancy dabbling in the stock market, but feel they are not wealthy enough or are too nervous to take the DIY approach. Others are anxious about the cost&hellip; <\/p>\n","protected":false},"author":1,"featured_media":267,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[76,79,77,80,78],"views":83,"_links":{"self":[{"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/posts\/266"}],"collection":[{"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=266"}],"version-history":[{"count":0,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/posts\/266\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=\/wp\/v2\/media\/267"}],"wp:attachment":[{"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=266"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/forefrontnews.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}